最近听到许多朋友在说
他的爸妈真是笨
租房20年
房子还是别人的
用那租金来买房不就好了
现在就有一栋中古屋了
让我们来分析一下
租房的话, 每年的房租会是多少?
敝人认为约 5%
也就是说
你买房子来出租
每年约可入帐房价的5%
20年回本
而买房的话
可以分期付款
以20年房贷来说
年利率约 2%
也就是说
只要再多出 2%
就可以让租房变成买房
那很多人为何是租房
而不是买房
因为买房是一辈子的事
房子是不会跑的
会买房而不用租的
大都是不太会换工作的人
或者说
这类人对于自己的未来
有着一定的把握
所以才敢用方期付款来买房子
而许多年轻人看不到自己的未来
或者性子上没定性
工作是换过来换过去
住处也是换过来换过去
所以是用租的
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